Summary
Current Version
Sam Seller and Sally Seller and Suzie Seller husband and wife as joint tenants
IRRLiveLOOK
12345 Main Street, Irvine, California
January 20, 2021 at 7:30 a.m.
- CLTA/ALTA 2013 Homeowner’s Policy of Title Insurance
ALTA Loan 2006
A. Property taxes, including any personal property taxes and any assessments collected with taxes
are as follows:
Tax Identification No.: 123-45-678
Fiscal Year: 2022-2023
1st Installment: $ 3851.33, Paid
2nd Installment: $ 3851.33, Open (Delinquent after April 10)
Penalty and Cost: $408.13
Homeowners Exemption: $7,000
Code Area: 01-153
are as follows:
Tax Identification No.: 123-45-678
Fiscal Year: 2022-2023
1st Installment: $ 3851.33, Paid
2nd Installment: $ 3851.33, Open (Delinquent after April 10)
Penalty and Cost: $408.13
Homeowners Exemption: $7,000
Code Area: 01-153
B. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the
provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4,
respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer
of title to the vestee named in Schedule A; or as a result of changes in ownership or new
construction occurring prior to date of policy.
provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4,
respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer
of title to the vestee named in Schedule A; or as a result of changes in ownership or new
construction occurring prior to date of policy.
C. Assessments and other matters as contained in documents entitled Payment of Contractual
Assessment Required, recorded April 7, 2017, as Document No. 2017-123456, of Official Records
and entitled Notice of Assessment, recorded April 7, 2017 as Document No.2017123457 , of
Official Records, pursuant to Chapter 29 of Part 3 of Division 7 of the California Streets and
Highways Code providing for the assessments of San Bernardino Associated Governments Limited
Obligation Improvement Bonds (SANBAG HERO Program) Energy Efficiency and Water
Conservation Program for SANBAG”S HERO Program.. Said assessments are collected with county
taxes. The assessment may be prepaid.
Reference is hereby made to said documents for further particulars.
Assessment Required, recorded April 7, 2017, as Document No. 2017-123456, of Official Records
and entitled Notice of Assessment, recorded April 7, 2017 as Document No.2017123457 , of
Official Records, pursuant to Chapter 29 of Part 3 of Division 7 of the California Streets and
Highways Code providing for the assessments of San Bernardino Associated Governments Limited
Obligation Improvement Bonds (SANBAG HERO Program) Energy Efficiency and Water
Conservation Program for SANBAG”S HERO Program.. Said assessments are collected with county
taxes. The assessment may be prepaid.
Reference is hereby made to said documents for further particulars.
1. Water rights, claims or title to water, whether or not disclosed by the public records.
2. Provisions in a deed prohibiting the buying, selling or handling of intoxicating liquors on said Land:
Recording Date: January 13, 2018
Recording No.: 2018-1011111
Recording Date: January 13, 2018
Recording No.: 2018-1011111
3. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but
not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital
status, disability, handicap, national origin, citizenship, immigration status, primary language,
ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic
information, as set forth in applicable state or federal laws, except to the extent that said covenant or
restriction is permitted by applicable law, as set forth in the document
Recording Date: January 9, 2018
Recording No: 2018-1011113 of Official Records
Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien
of any mortgage or deed of trust made in good faith and for value.
not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital
status, disability, handicap, national origin, citizenship, immigration status, primary language,
ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic
information, as set forth in applicable state or federal laws, except to the extent that said covenant or
restriction is permitted by applicable law, as set forth in the document
Recording Date: January 9, 2018
Recording No: 2018-1011113 of Official Records
Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien
of any mortgage or deed of trust made in good faith and for value.
4. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document:
Granted To: The Pacific Telephone and Telegraph Company
Purpose: Public Utilities, ingress and egress
Recording Date: January 15, 2018
Recording No: 2018-1011114, of Official Records
Affects: said land more particularly described therein
Granted To: The Pacific Telephone and Telegraph Company
Purpose: Public Utilities, ingress and egress
Recording Date: January 15, 2018
Recording No: 2018-1011114, of Official Records
Affects: said land more particularly described therein
5. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $382, 21.00
Dated: July 13, 2007
Trustor/Grantor: Sam Seller and Suzie Seller husband and wife as joint tenants
Trustee: Lawyers Title Company
Beneficiary: Mortgage Bank Lender
Loan No.: 123456789
Recording Date: July 13, 2007
Recording No: 2007-12334567
Amount: $382, 21.00
Dated: July 13, 2007
Trustor/Grantor: Sam Seller and Suzie Seller husband and wife as joint tenants
Trustee: Lawyers Title Company
Beneficiary: Mortgage Bank Lender
Loan No.: 123456789
Recording Date: July 13, 2007
Recording No: 2007-12334567
6. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $135,000
Dated: May 30, 2010
Trustor/Grantor: Sam Seller and Suzie Seller husband and wife as joint tenants
Trustee: Lawyers Title Company
Beneficiary: Mortgage Bank Lender
Loan No.: 12355589
Recording Date: June 5, 2010
Recording No: 2010-1239457
The Deed of Trust set forth above is purported to be a “Credit Line” Deed of Trust. Under
California Civil Code §2943.1 it is a requirement that the Trustor/Grantor of said Deed of Trust
either immediately provide the beneficiary with the “Borrower’s instruction to Suspend and Close
Equity Line of Credit” or provide a satisfactory subordination of this Deed of Trust to the proposed
Deed of Trust to be recorded at closing.
Amount: $135,000
Dated: May 30, 2010
Trustor/Grantor: Sam Seller and Suzie Seller husband and wife as joint tenants
Trustee: Lawyers Title Company
Beneficiary: Mortgage Bank Lender
Loan No.: 12355589
Recording Date: June 5, 2010
Recording No: 2010-1239457
The Deed of Trust set forth above is purported to be a “Credit Line” Deed of Trust. Under
California Civil Code §2943.1 it is a requirement that the Trustor/Grantor of said Deed of Trust
either immediately provide the beneficiary with the “Borrower’s instruction to Suspend and Close
Equity Line of Credit” or provide a satisfactory subordination of this Deed of Trust to the proposed
Deed of Trust to be recorded at closing.
7. An abstract of judgment for the amount shown below and any other amounts due:
Amount: $1,611.00
Debtor: Sam Seller
Creditor: County of Orange
Date entered: November 2, 2007
County: Orange
Court: Superior Court
Case No.: 1234567
Recording Date: November 13, 2007
Recording No: 2007-123456
Amount: $1,611.00
Debtor: Sam Seller
Creditor: County of Orange
Date entered: November 2, 2007
County: Orange
Court: Superior Court
Case No.: 1234567
Recording Date: November 13, 2007
Recording No: 2007-123456
8. Any right, title or interest of in or to the solar energy system located on the Land as disclosed by that
certain Notice of Independent Solar Energy System Producer Contract recorded
Recording date: March 18, 2017
Recording No.: 2017-1101101
An easement for access, maintenance, repair, and removal of said solar energy system as disclosed
by said Notice.
NOTE: In the event the contract is to be cancelled, the Company requires a separate termination of
contract and that said termination of contract be submitted to the Title Officer for review in order
to remove this exception.
NOTE – AS TO LOAN POLICIES ONLY: In the event the contract is not to be cancelled the
Company, by endorsement at the Date of Policy, will insure against loss sustained by any
impairment of the lien of an Insured Mortgage on the Title except to the extent that said
instrument discloses the Independent Solar Energy Producer’s right of ownership to the solar
electric generation system installed on the land.
certain Notice of Independent Solar Energy System Producer Contract recorded
Recording date: March 18, 2017
Recording No.: 2017-1101101
An easement for access, maintenance, repair, and removal of said solar energy system as disclosed
by said Notice.
NOTE: In the event the contract is to be cancelled, the Company requires a separate termination of
contract and that said termination of contract be submitted to the Title Officer for review in order
to remove this exception.
NOTE – AS TO LOAN POLICIES ONLY: In the event the contract is not to be cancelled the
Company, by endorsement at the Date of Policy, will insure against loss sustained by any
impairment of the lien of an Insured Mortgage on the Title except to the extent that said
instrument discloses the Independent Solar Energy Producer’s right of ownership to the solar
electric generation system installed on the land.
9. A financing statement as follows:
Debtor: Sam Seller and Suzie Seller husband and wife as joint tenants
Secured Party: Solar Company
Recording Date: February 25, 2017
Recording No: 2017-10101010
Debtor: Sam Seller and Suzie Seller husband and wife as joint tenants
Secured Party: Solar Company
Recording Date: February 25, 2017
Recording No: 2017-10101010
10. An abstract of judgment for the amount shown below and any other amounts due:
Amount: $1,611.00
Debtor: Sam Seller
Creditor: County of Orange
Date entered: March 2, 2007
County: Orange
Court: Superior Court
Case No.: 1234567
Recording Date: March 13, 2007
Recording No: 2007-123458
Amount: $1,611.00
Debtor: Sam Seller
Creditor: County of Orange
Date entered: March 2, 2007
County: Orange
Court: Superior Court
Case No.: 1234567
Recording Date: March 13, 2007
Recording No: 2007-123458
11. A pending court action as disclosed by a recorded notice:
Plaintiff: Sam Seller
Defendant: Suzie Seller
County: Orange
Court: Superior Court
Case No.: 552255
Nature of Action: Quiet Title
Recording Date: March 15, 2018
Recording No: 2018-145789
Plaintiff: Sam Seller
Defendant: Suzie Seller
County: Orange
Court: Superior Court
Case No.: 552255
Nature of Action: Quiet Title
Recording Date: March 15, 2018
Recording No: 2018-145789
Req. No. 1: In order to complete this report, the Company requires a Statement of Information
to be completed by the following party(s),
Party(s): All Parties
The Company reserves the right to add additional items or make further
requirements after review of the requested Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and
examination of title under this order. Any title search includes matters that are
indexed by name only, and having a completed Statement of Information assists the
Company in the elimination of certain matters which appear to involve the parties
but in fact affect another party with the same or similar name. Be assured that the
Statement of Information is essential and will be kept strictly confidential to this file.
to be completed by the following party(s),
Party(s): All Parties
The Company reserves the right to add additional items or make further
requirements after review of the requested Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and
examination of title under this order. Any title search includes matters that are
indexed by name only, and having a completed Statement of Information assists the
Company in the elimination of certain matters which appear to involve the parties
but in fact affect another party with the same or similar name. Be assured that the
Statement of Information is essential and will be kept strictly confidential to this file.
The information on the attached plat is provided for your convenience as a guide to the general
location of the subject property. The accuracy of this plat is not guaranteed, nor is it a part of any
policy, report or guarantee to which it may be attached.
California insurance code section 12413.1 regulates the disbursement of escrow and sub-escrow funds
by title companies. The law requires that funds be deposited in the title company escrow account and
available for withdrawal prior to disbursement. Funds deposited with the company by wire transfer may
be disbursed upon receipt. Funds deposited with the company via cashier’s check or teller's check
drawn on a California based bank may be disbursed on the next business day after the day of deposit.
If funds are deposited with the company by other methods, recording and/or disbursement may be
delayed. All escrow and sub-escrow funds received by the company will be deposited with other
escrow funds in one or more non-interest bearing escrow accounts of the company in a financial
institution selected by the company. The company may receive certain direct or indirect benefits from
the financial institution by reason of the deposit of such funds or the maintenance of such accounts
with such financial institution, and the company shall have no obligation to account to the depositing
party in any manner for the value of, or to pay to such party, any benefit received by the company.
Those benefits may include, without limitation, credits allowed by such financial institution on loans to
the company or its parent company and earnings on investments made with the proceeds of such
loans, accounting, reporting and other services and products of such financial institution. Such benefits
shall be deemed additional compensation of the company for its services in connection with the escrow
or sub-escrow.
For wiring Instructions please contact your Title Officer or Title Company Escrow officer.
Lawyers Title is a division of Commonwealth Land Title Insurance Company. The insurer in policies of
title insurance, when issued in this transaction, will be Commonwealth Land Title Insurance Company.
Notice: Please be aware that due to the conflict between federal and state laws concerning the
cultivation distribution, manufacture or sale of marijuana, the Company is not able to close or insure
any transaction involving Land that is associated with these activities.
Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a
Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each
document when DTT is being paid or when an exemption is being claimed from paying the tax. If a
governmental agency is a party to the document, the form will not be required. DDT Affidavits may be
available at a Tax Assessor-County Clerk-Recorder.
Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.), any
transaction that includes the conveyance of title by an agency of the United States must be approved
in advance by the Company’s State Counsel, Regional Counsel, or one of their designees.
The Company and its policy issuing agents are required by Federal law to collect additional information
about certain transactions in specified geographic areas in accordance with the Bank Secrecy Act. If
this transaction is required to be reported under a Geographic Targeting Order issued by FinCEN, the
Company or its policy issuing agent must be supplied with a completed ALTA Information Collection
Form ("ICF") prior to closing the transaction contemplated herein.
None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement
Form 100 to an ALTA Loan Policy, when issued.
There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
The Following information will be included in the CLTA Form 116 or ALTA Form 22-06 Endorsement to
be issue pursuant to this order:
There is located on said land : Single Family Residence
Known as: 12345 Main Street, Irvine, California
The Company requires current beneficiary demands prior to closing. If the demand is expired and a
current demand cannot be obtained, our requirements will be as follows:
a) If the Company accepts a verbal update on the demand, we may hold an amount equal to one
monthly mortgage payment. This hold will be in addition to the verbal hold the lender may have
stipulated.
b) If the Company cannot obtain a verbal update on the demand, we will either pay off the expired
demand or wait for the amended demand, at our discretion.
c) All payoff figures are verified at closing. If the customer's last payment was made within 15
days of closing, our Payoff Department may hold one month's payment to insure the check has
cleared the bank (unless a copy of the cancelled check is provided, in which case there will be
no hold).
location of the subject property. The accuracy of this plat is not guaranteed, nor is it a part of any
policy, report or guarantee to which it may be attached.
California insurance code section 12413.1 regulates the disbursement of escrow and sub-escrow funds
by title companies. The law requires that funds be deposited in the title company escrow account and
available for withdrawal prior to disbursement. Funds deposited with the company by wire transfer may
be disbursed upon receipt. Funds deposited with the company via cashier’s check or teller's check
drawn on a California based bank may be disbursed on the next business day after the day of deposit.
If funds are deposited with the company by other methods, recording and/or disbursement may be
delayed. All escrow and sub-escrow funds received by the company will be deposited with other
escrow funds in one or more non-interest bearing escrow accounts of the company in a financial
institution selected by the company. The company may receive certain direct or indirect benefits from
the financial institution by reason of the deposit of such funds or the maintenance of such accounts
with such financial institution, and the company shall have no obligation to account to the depositing
party in any manner for the value of, or to pay to such party, any benefit received by the company.
Those benefits may include, without limitation, credits allowed by such financial institution on loans to
the company or its parent company and earnings on investments made with the proceeds of such
loans, accounting, reporting and other services and products of such financial institution. Such benefits
shall be deemed additional compensation of the company for its services in connection with the escrow
or sub-escrow.
For wiring Instructions please contact your Title Officer or Title Company Escrow officer.
Lawyers Title is a division of Commonwealth Land Title Insurance Company. The insurer in policies of
title insurance, when issued in this transaction, will be Commonwealth Land Title Insurance Company.
Notice: Please be aware that due to the conflict between federal and state laws concerning the
cultivation distribution, manufacture or sale of marijuana, the Company is not able to close or insure
any transaction involving Land that is associated with these activities.
Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a
Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each
document when DTT is being paid or when an exemption is being claimed from paying the tax. If a
governmental agency is a party to the document, the form will not be required. DDT Affidavits may be
available at a Tax Assessor-County Clerk-Recorder.
Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.), any
transaction that includes the conveyance of title by an agency of the United States must be approved
in advance by the Company’s State Counsel, Regional Counsel, or one of their designees.
The Company and its policy issuing agents are required by Federal law to collect additional information
about certain transactions in specified geographic areas in accordance with the Bank Secrecy Act. If
this transaction is required to be reported under a Geographic Targeting Order issued by FinCEN, the
Company or its policy issuing agent must be supplied with a completed ALTA Information Collection
Form ("ICF") prior to closing the transaction contemplated herein.
None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement
Form 100 to an ALTA Loan Policy, when issued.
There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
The Following information will be included in the CLTA Form 116 or ALTA Form 22-06 Endorsement to
be issue pursuant to this order:
There is located on said land : Single Family Residence
Known as: 12345 Main Street, Irvine, California
The Company requires current beneficiary demands prior to closing. If the demand is expired and a
current demand cannot be obtained, our requirements will be as follows:
a) If the Company accepts a verbal update on the demand, we may hold an amount equal to one
monthly mortgage payment. This hold will be in addition to the verbal hold the lender may have
stipulated.
b) If the Company cannot obtain a verbal update on the demand, we will either pay off the expired
demand or wait for the amended demand, at our discretion.
c) All payoff figures are verified at closing. If the customer's last payment was made within 15
days of closing, our Payoff Department may hold one month's payment to insure the check has
cleared the bank (unless a copy of the cancelled check is provided, in which case there will be
no hold).
THIS INFORMATION IS PROVIDED AS A COURTESY ONLY, NOT INTENDED TO SUPPLEMENT, SUPERCEDE OR EXTEND THE COVERAGE OF THE UNDERLYING TITLE REPORT. LAWYERS TITLE COMPANY DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR EFFECTIVENESS OF THE INFORMATION CONTAINED IN THIS DOCUMENT. PLEASE READ THE PRELIMINARY TITLE REPORT FOR FULL DISCLOSURE OF TITLE INFORMATION RELATED TO THIS PROPERTY, AND IF NECESSARY, CONTACT YOUR TITLE OFFICER FOR ADDITIONAL CLARIFICATION OR INFORMATION. THIS INFORMATION IS DEEMED RELIABLE BUT IS NOT GUARANTEED.