Title #: 611211943TS

Summary

Current Version
Canh Minh Pham and DoQuyen Le Huynh, husband and wife
611211943TS
August 19, 2019 at 08:00 AM
  1. ALTA Owner's Policy 2006
    Proposed Insured: Gena Choe, presumptively subject to the community property interest of a
    spouse/registered domestic partner, if any
    Proposed Policy Amount: $675,000.00
    Premium: $ 1,981.00
    Tax: $ 198.10
    Rate: Standard
    Total: $ 2,179.10
  2. ALTA Loan Policy 2006
    Proposed Insured: JPMorgan Chase Bank, NA, its successors and/or assigns as their respective interests
    may appear.
    Proposed Policy Amount: $100,500.00
    Premium: $ 472.00
    Tax: $ 47.20
    Rate: Lender Extended
    Total: $ 519.20
1. The Proposed Insured must notify the Company in writing of the name of any party not referred to in this
Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then
make additional Requirements or Exceptions.
2. Pay the agreed amount for the estate or interest to be insured.
3. Pay the premiums, fees, and charges for the Policy to the Company.
4. Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must
be properly authorized, executed, delivered, and recorded in the Public Records.
5. Additional requirements and/or exceptions may be added as details of the transaction are disclosed to, or become
known by the Company.
6. Payment of the real estate excise tax, if required.

The Land is situated within the boundaries of local taxing authority of City of Monroe.

CAUTION: Washington has a graduated excise tax rate for sales occurring on or after 1/1/2020 for most
properties, although a flat rate applies to properties formally classified and specially valued as timberland or
agricultural land on the day of closing.

The rate of real estate excise tax applicable to a sale prior to 1/1/2020, is 1.78%.
The rate of real estate excise tax to a sale on or after 1/1/2020 for properties which are not formally classified and
specially valued as timberland or agricultural land is:

State portion: 1.10% on any portion of the sales price of $500,000 or less;
1.28% on any portion of the sales price above $500,000, up to $1,500,000;
2.75% on any portion of the sales price above $1,500,000, up to $3,000,000;
3.00% on any portion of the sales price above $3,000,000;

Local portion: 0.50% on the entire sales price.

An additional $5.00 State Technology Fee must be included in all excise tax payments.

If the transaction is exempt, an additional $5.00 Affidavit Processing Fee is required.

Any conveyance document must be accompanied by the official Washington State Excise Tax Affidavit. The
applicable excise tax must be paid and the affidavit approved at the time of the recording of the conveyance
documents. (NOTE: Real Estate Excise Tax Affidavits must be printed as legal size forms).
7. The Proposed Policy Amount(s) must be increased to the full value of the estate or interest being insured, and any
additional premium must be paid at that time. An Owner’s policy should reflect the purchase price or full value of
the Land. A Loan Policy should reflect the loan amount or value of the property as collateral. Proposed Policy
Amount(s) will be revised and premiums charged consistent therewith when the final amounts are approved.
8. If the proposed insured is a married person or member of a registered domestic partnership acquiring title as a
separate estate, the Company will require a Deed be executed by the spouse or registered domestic partner of the
proposed insured to establish separate property.

A deed from the spouse or registered domestic partner will not eliminate the requirement that both spouses or
registered domestic partners execute any new monetary encumbrances to comply with the automatic homestead
provisions of RCW 6.13.060 if both spouses or registered domestic partners intend to reside on the Land.
1. General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second half
delinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties):

Year: 2019
Tax Account No.: 00517401800800
Levy Code: 00530
Assessed Value-Land: $94,600.00
Assessed Value-Improvements: $207,400.00

General and Special Taxes:
Billed: $2,963.78
Paid: $1,481.89
Unpaid: $1,481.89
2. Liability, if any, for personal property taxes pursuant to RCW 84.56.070 wherein no sale can be made without
prepayment of said tax, including advance tax for the following calendar year. The personal property advance tax
request has been provided along with this commitment. The form is also available at: http://assessor.snoco.org

PLEASE NOTE: The Snohomish County Treasurer will not process any conveyance document on any property
where they determine personal property taxes are due or advance taxes required, without the payment of those
taxes. This process must be completed before the proposed deed or any quit claim deed is presented for
recordation.
3. Liability for Sewer Treatment Capacity Charges, if any, affecting certain areas of King, Pierce and Snohomish
Counties. Said charges could apply to property connecting to the metropolitan sewerage facilities or reconnecting
or changing its use and/or structure after February 1, 1990.
Please contact the King County Wastewater Treatment Division, Capacity Charge Program, for further information
at 206-296-1450 or Fax No. 206-263-6823 or email at CapChargeEscrow@kingcounty.gov.

* A map showing sewer service area boundaries and incorporated areas can be found at:
http://www.kingcounty.gov/services/gis/Maps/vmc/Utilities.aspx#4E564EB5E6894FBC95694BE009A45399

Unrecorded Sewer Capacity Charges are not a lien on title to the Land.

NOTE: This exception will not appear in the policy to be issued.
4. A deed of trust to secure an indebtedness in the amount shown below,

Amount: $645,000.00
Dated: November 16, 2018
Trustor/Grantor: Canh M. Pham and Do Quyen Le Huynh, husband and wife
Trustee: UPF Washington, Incorporated
Beneficiary: Coastal Community Bank
Loan No.: 190-3600
Recording Date: November 19, 2018
Recording No.: 201811190403
Affects: Includes other property
5. Assignment of Rents and Leases

Assigned to: Coastal Community Bank
Assigned by: Canh M. Pham and Do Quyen Le Huynh, husband and wife
Recording Date: November 19, 2018
Recording No.: 201811190404
6. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the
document

Entitled: Subordination, Non-Disturbance and Attornment Agreement and Estoppel Certificate
Lessor: Canh M. Pham
Lessee: Sandra Adkins and/or Main Street Cafe
Recording Date: March 19, 2019
Recording No.: 201903190179

NOTE: Said document is a re-record of document recorded under recording number 201811190405
7. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the
document

Entitled: Subordination, Non-Disturbance and Attornment Agreement and Estoppel Certificate
Lessor: Canh M. Pham
Lessee: Tan Uoc Vanh Hanh LLC and/or Song River Banquet & Event Center and Quynh Dao Tran
and/or DoQuyen Huynh
Recording Date: March 19, 2019
Recording No.: 201903190178

NOTE: Said document is a re-record of document recorded under recording number 201811190406
8. A water lien for the amount shown and any other amounts due, in favor of The City of Monroe.

Taxpayer: Pham Canh & Huynh Doquyen
Amount: $458.95
Recording Date: November 14, 2018
Recording No.: 201811140146
9. RCW 9.46.110 provides for the ability of a city to tax gambling. RCW 9.46.110(4) further provides that the taxes
become a lien upon personal and real property in the same manner as provided for in RCW 84.60.010, and shall
have the same type of priority as ad valorem taxes.
10. Any unrecorded leaseholds, right of vendors and holders of security interests on personal property installed upon
the Land and rights of tenants to remove trade fixtures at the expiration of the terms.
11. Title is to vest in Gena Choe and will be subject to:


a. Matters which may be disclosed by a search of the records against the name of the spouse or domestic
partner of Gena Choe, if married or a member of a registered domestic partnership.
Note A: Notice: Please be aware that due to the conflict between federal and state laws concerning the
cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any
transaction involving Land that is associated with these activities.
Note B: The application for title insurance was placed by reference to only a street address or tax identification
number. The proposed Insured must confirm that the legal description in this report covers the parcel(s)
of Land requested to be insured. If the legal description is incorrect, the proposed Insured must notify
the Company and/or the settlement company in order to prevent errors and to be certain that the legal
description for the intended parcel(s) of Land will appear on any documents to be recorded in
connection with this transaction and on the policy of title insurance.
Note C: Recording packages for King, Pierce and County closings can be sent to any of the closest or most
convenient Fidelity Recording office below:

FNT-Tukwila
6450 Southcenter Blvd, #107
Tukwila, WA 98188
recordingseattle@fnf.com

FNT-Tacoma
5006 Center St, #J
Tacoma, WA 98409
recordingpierce@fnf.com

FNT-Lynnwood
3500 188th St SW, #300
Lynnwood, WA 98037
recordinglynnwood@fnf.com

Cutoff for hard copy recording releases in King County is 2:50 PM, E-Recording cutoff is 3:30 PM.
In Snohomish County it is 2:20 PM Monday through Thursday, 1:50 PM on Friday for hard copy, 3:50
PM Monday through Thursday, 2:50 PM on Friday E-Recording.
In Pierce County it is 3:30 PM for excise, 4:00 PM for non-excise.
Any releases received after those times will be submitted for recording the following business day.
Note D: FOR INFORMATIONAL PURPOSES ONLY:

The following may be used as an abbreviated legal description on the documents to be recorded, per
Amended RCW 65.04.045. Said abbreviated legal description is not a substitute for a complete legal
description within the body of the document:

Lots 8 and ptn Lots 9, Blk 18, Monroe Land & Improvement Co's Plat of Monroe
Tax Account No.: 00517401800800
Note E: Note: The Company finds no matters against the name(s) of Gena Choe in the Public Records which
would appear as exceptions in the policy.
Note F: This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining
streets, natural boundaries and other land. Except to the extent a policy of title insurance is expressly
modified by endorsement, if any, the Company does not insure dimensions, distances or acreage
shown thereon.

THIS INFORMATION IS PROVIDED AS A COURTESY ONLY, NOT INTENDED TO SUPPLEMENT, SUPERCEDE OR EXTEND THE COVERAGE OF THE UNDERLYING TITLE REPORT. FIDELITY NATIONAL TITLE COMPANY DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES REGARDING THE ACCURACY OR EFFECTIVENESS OF THE INFORMATION CONTAINED IN THIS DOCUMENT. PLEASE READ THE PRELIMINARY TITLE REPORT FOR FULL DISCLOSURE OF TITLE INFORMATION RELATED TO THIS PROPERTY, AND IF NECESSARY, CONTACT YOUR TITLE OFFICER FOR ADDITIONAL CLARIFICATION OR INFORMATION. THIS INFORMATION IS DEEMED RELIABLE BUT IS NOT GUARANTEED.